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    reatening to cut off your power, you must deal with this debt first. Then deal with your
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    If you find that creditors are calling you almost daily or that one of more of your bills has been turned over to a collection agency, you should know how to manage your debts.

    First, prioritize then or rank them in terms of the ones that can give you the most trouble the soonest. If you’re three months behind on your utility bill and the company is threatening to cut off your power, you must deal with this debt first. Then deal with your

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    has been turned over to a collection agency, you should know how to manage your debts.

    First, prioritize then or rank them in terms of the ones that can give you the most trouble the soonest. If you’re three months behind on your utility bill and the company is threatening to cut off your power, you must deal with this debt first. Then deal with your

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    First, prioritize then or rank them in terms of the ones that can give you the most trouble the soonest. If you’re three months behind on your utility bill and the company is threatening to cut off your power, you must deal with this debt first. Then deal with your

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    uble the soonest. If you’re three months behind on your utility bill and the company is threatening to cut off your power, you must deal with this debt first. Then deal with your
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    reatening to cut off your power, you must deal with this debt first. Then deal with your other debts in descending order of “threat level.”

    Second, be proactive. Don’t wait for creditors to call you. If you are behind in your payments or have a payment coming due that you know you won’t be able to meet, call the creditor. Tell the company’s representative why you are having money troubles. Be sure to give a real reason for your problems su

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