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    UFOC Franchisor Disclosure Documents and How to Get Them
    How can a person who is interested in a franchise business study the mandatory UFOC Uniform Franchise Offering Circulars without having to contact the company and have a salesman hounding them? Well it is possible to get a companies UFOC fairly easily, as many states and countries require them to be registered and have on hand a copy you see?Also some smart entrepreneurs have developed websites and will offer them to you online for a small fee; Go to http://www.franchise.com as an example of this. They sell them online I believe. But you can also get them from any registration state by asking them and paying for the copies. There are also books by Robert Bond on Amazon.com, which will allow you to evaluate the offerings side by side.Not all Countries in the EU require such disclosure registered documents with their country, but most do. And the ones that do can help you get them there if you live in Europe. Actually in a perfect world and maybe someday there should be one law for Middle East, USA, Australia, Asia and EU and it should be simplified to allow better money flows between nations, better concepts, more efficiency in markets and more unity thru the share of culture.It would be best for all concerned and the World would become a closer place. It should be done. If I were in charge I would make it a mission of the UN to see this thru and ask for the support of the World Bank and all industrialized and immerging nations. Consider this in 2006.
    s the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sa

    Newsletters Can Help Your Small Business Keep Customers
    One key to keeping clients coming back for more is to make sure that they don't forget about your small business and the services it provides. This doesn't mean barraging customers with junk mail or spam, but by balancing your marketing efforts to provide value. One great way to do this is with newsletters.Newsletters can be electronic or paper or a combination of both.Print Newsletters For established customers, a quarterly or monthly newsletter is a great way to keep you business fresh in their minds while providing valuable information related to your area of expertise. For example, my investment advisor sends out a quarterly, four-page traditional type newsletter filled with great tips that are relevant to the time of year. I love getting it because the information is great; and for him, well he's my go to guy when it comes to financial questions. His newsletter is not only establishing him as an expert, but also helping to build the relationship with me, his client.The newsletter can be as large or as small as you want, the important thing is to provide valuable, relevant information that your customers will want to receive. You can write the pieces yourself, or there are several resources online for free reprint articles on tons of subjects. You can also hire someone to write the pieces for you – it's more affordable than you may realize and unlike reprint pieces, these will be attributed to you (no references to other businesses with the same expertise).Electronic Newsletters An electronic newsletter is similar to
    If you've got a digital business that really only requires a connection to the net to do business, your concerns boil down to having a cost structure that maximizes your profit while providing you with a high quality of life. Being productive is difficult in an environment where you're miserable. Having a high quality of life isn't a guarantee of success, but it sure makes it easier to be productive.

    The problem is that most of the really enjoyable places aren't exactly what we'd call "low-cost" and in order to live in a nice place you're business will have to really produce, or you'll have to hold down a job while you try to build your internet business. At some point this juggling act gets out of hand and your business will demand enough time that you can no longer hold down a job to pay the bills. If your internet business isn't producing enough to pay the bills, your only options are to downsize and cut expenses, burn capital in hopes that your business will produce more later on or give up on the business altogether.

    Those can be hard choices. Our vote is to minimize expenses and save as much money as long as possible. The lower your burn rate the longer you last, and thus the better your chances of success.

    For many people, this means trying to find a low-cost location that still provides high-quality infrastructure, and that usually means living somewhere that isn't that desireable and doesn't offer a very high quality of life. Sure, there are places in Kansas where they're practically giving away houses, but who wants to live in Kansas? The people who want to live in Kansas are already there, but the state has a declining population because of all the people who are moving out. Same goes for North and South Dakota. Just think "40 degrees below zero" and you'll get an idea why.

    Most entrepreneurs agree that they are more productive in a pleasant environment.

    Radically Lower Your Costs By Moving Offshore

    One of the best solutions to the dilemma is to move abroad to a low-cost location with excellent infrastructure, and in this article we'll discuss the relative advantages of Margarita Island.

    Margarita is an island off the coast of Venezuela, and it's the largest of the three islands that make up the Venezuelan State of Nueva Esparta. Margarita is the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sal

    Is Your Teen an Entrepreneur?
    Are you hoping you've got your own Bill Gates in the making in your home? As a parent you can probably tell pretty easily whether or not the entrepreneurial spirit is evident in your child. Some kids make it very obvious that the regular nine-to-five will not be a part of their future. For others, you might need to investigate a bit further to see.Ask these simple questions about your teen to see if your teen has the entrepreneurial spirit. If your answer is "yes" to one or more, you probably do.1. Does she ask what she can do to earn more allowance? Is she willing to take on jobs around the house instead of hanging out at the mall with her pals? Does she do her chores and work with vigor and excellence?2. Did she have the best lemonade stand on the block? Did she go the extra mile to make sure that her stand was profitable and her product and service brought back customers over and over again?3. Does she value flexibility and independence more than the “sure thing” of an hourly job? Does she make comments about wanting something "more" than just flipping burgers or selling pink t-shirts?4. Does she work well on her own? In her free time is she thinking of other ways to make money or start a business? When you give her a job or chore around the house does she jump in and do it quickly and efficiently?5. Is she a self-learner? Does she spend time researching and reading for her schoolwork and outside of that? Does she enjoy finding out more about how to use the computer to her advantage?If, indee
    e, or you'll have to hold down a job while you try to build your internet business. At some point this juggling act gets out of hand and your business will demand enough time that you can no longer hold down a job to pay the bills. If your internet business isn't producing enough to pay the bills, your only options are to downsize and cut expenses, burn capital in hopes that your business will produce more later on or give up on the business altogether.

    Those can be hard choices. Our vote is to minimize expenses and save as much money as long as possible. The lower your burn rate the longer you last, and thus the better your chances of success.

    For many people, this means trying to find a low-cost location that still provides high-quality infrastructure, and that usually means living somewhere that isn't that desireable and doesn't offer a very high quality of life. Sure, there are places in Kansas where they're practically giving away houses, but who wants to live in Kansas? The people who want to live in Kansas are already there, but the state has a declining population because of all the people who are moving out. Same goes for North and South Dakota. Just think "40 degrees below zero" and you'll get an idea why.

    Most entrepreneurs agree that they are more productive in a pleasant environment.

    Radically Lower Your Costs By Moving Offshore

    One of the best solutions to the dilemma is to move abroad to a low-cost location with excellent infrastructure, and in this article we'll discuss the relative advantages of Margarita Island.

    Margarita is an island off the coast of Venezuela, and it's the largest of the three islands that make up the Venezuelan State of Nueva Esparta. Margarita is the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sa

    How To Run A Survey And Find The Best Business Improvement
    When people think about a survey tool, they normally think of Yes-No questions and multiple choices. The Quality Improvement Priority Matrix is a survey tool of a different nature. This article demonstrates how to use the QIPM tool to benefit your company and improve your business decisions.A QIPM survey has many questions. Each question has two specific items: 1) How important is this to you? and 2) How well is it currently performed. For example, let’s imagine that a company wishes to survey its employees and identify what aspects of the office could be improved. One question in the survey might be “Kitchen sink cleanliness”. For this particular question, each survey participant would be asked to consider “Is it important to have a clean kitchen sink?” and “How clean is the kitchen sink?” As more employees respond to this question, the response will become more and more significant.Once the data collection phase is complete, the analysis is done by using a 4-quadrant chart. One axis displays the importance of the item, from Low to High. The other axis displays the performance of the item, from Low to High. Based on the average importance and performance rating by the survey participants ( in our example, the employees), the chart will indicate what business decision should be made. If the average was “low importance” and “high performance”, then the employer could reduce funding to keep the kitchen sink clean. If the average Kitchen sink cleanliness was of “low importance” and “low performance”, then no chance is needed. If the
    urn rate the longer you last, and thus the better your chances of success.

    For many people, this means trying to find a low-cost location that still provides high-quality infrastructure, and that usually means living somewhere that isn't that desireable and doesn't offer a very high quality of life. Sure, there are places in Kansas where they're practically giving away houses, but who wants to live in Kansas? The people who want to live in Kansas are already there, but the state has a declining population because of all the people who are moving out. Same goes for North and South Dakota. Just think "40 degrees below zero" and you'll get an idea why.

    Most entrepreneurs agree that they are more productive in a pleasant environment.

    Radically Lower Your Costs By Moving Offshore

    One of the best solutions to the dilemma is to move abroad to a low-cost location with excellent infrastructure, and in this article we'll discuss the relative advantages of Margarita Island.

    Margarita is an island off the coast of Venezuela, and it's the largest of the three islands that make up the Venezuelan State of Nueva Esparta. Margarita is the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sa

    How to Uncover a Hidden Goldmine in Your Business
    What do you know about your clients? What kind of information can you identify about your clients without having to ask them? Knowing more about your clients is a fabulous way to grow your business. Keep reading to find out how.Why is all of this important? Here are four reasons:1. If you know more about your clients (past and current), you will have a better idea about where and how to find more people like them.2. You may also discover a trend that you were unaware of previously. Like the fact that most of your clients are mostly men, that they are all mothers of small children, or that many of them are from the same area. When you know more about your clients, you can create products and services that match what they really want.3. When you know the most frequent ways that clients find your business, you can increase your marketing efforts in those areas.4. When prospective clients ask you what kind of clients you serve, you will be able to answer clearly with confidence.So what do you need to discover about your clients? Here are some questions to ask yourself to get you started. You may not be able to answer all of them. See if you can come up with more you do know.BUSINESS TO CONSUMER - Are they mainly men or women, or both?- What age range are they?- Where do they live? The same city as you? A nearby city? Another country?- How much do they buy from you on average?- What is their nationality?- Are they single, married, or divorced?- Do they have children?
    South Dakota. Just think "40 degrees below zero" and you'll get an idea why.

    Most entrepreneurs agree that they are more productive in a pleasant environment.

    Radically Lower Your Costs By Moving Offshore

    One of the best solutions to the dilemma is to move abroad to a low-cost location with excellent infrastructure, and in this article we'll discuss the relative advantages of Margarita Island.

    Margarita is an island off the coast of Venezuela, and it's the largest of the three islands that make up the Venezuelan State of Nueva Esparta. Margarita is the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sa

    The Moment of Truth
    Every customer contact is a Moment of Truth that creates a Moment of Misery, a Moment of Mediocrity, or a Moment of WOW. In the Moment of Truth you can create customers for LIFE or you can initiate a slow and painful demise of your company one customer at a time.A Moment of Mediocrity is what most often occurs in business to customer interactions and this is where the customer's expectations were met - and those may even be low expectations. Customers who experience a Moment of Mediocrity, feel "satisfied" but will not reward the company with loyalty. These customers are only your customers because they haven't found a better experience.A Moment of Misery is created each time you fail to meet the customer's expectations. Often, Moments of Misery result in damaging and highly persuasive negative word-of-mouth advertising and customer defection.A Moment of WOW is created when you exceed the customer's expectations. Service must be truly outstanding and service providers have to go "Beyond WOW" to create the Moment of WOW. Moments of WOW create a profitable base of loyal customers, which results in growth, increased profits, and lasting value. (For hundreds of ideas on how to create Moments of WOW, pick up my brand new book, Beyond WOW by going to Beyond WOW.) Two years ago I stayed in a luxury hotel in Miami with a corner ocean view room. I paid $179 for a one-night stay and my expectations for service were high. I experienced a myriad of problems during my short stay and one situation stands out. The morning of my departure I called the Concierge to a
    s the lowest-cost island in the Caribbean, but it has the added advantage of not being an independent country. If you've been to other Caribbean islands, you already know what we're talking about: Island nations have to be self-supporting, and they usually do this through the mechanism of sky-high customs fees, so everything on the island is very expensive.

    Margarita has excellent infrastructure, with DSL available in the major cities of the island. Margarita is also known as a "free port" which doesn't mean that there are no customs duties, but rather that the national sales tax (14.6%) doesn't apply there. It has an airport with direct flights to Frankfort and Toronto (but not to the US- for that you have to transfer at Caracas), so travel isn't that difficult. It isn't like other island locations where "you can't get there from here- you have to go someplace else first."

    Cost Of Living On Margarita

    Where Margarita Island really shines is the low cost of living. A single person or a couple can live comfortably on less than $1000 a month (if they own their own home or apartment), and that includes having a housekeeper and going out to eat at nice restaurants several times a week. The low cost of living is combined with tropical island living- you only need a single wardrobe, and formal dress is practically unheard of down here.

    Housing: Housing costs are reasonable. If you're looking for an apartment in a nice area, plan on spending somewhere between $40k and $70k for a nice 2 bedroom 2 bath (quite often you can find fully furnished apartments for sale). Rental apartments can be had for anywhere from $400.00 to $800.00 a month for really nice places: ocean view, secure building, nicely furnished, nice neighborhood. Housing in less desireable neighborhoods will run anywhere from $200.00 to $300.00 a month, but your Spanish had better be pretty good.

    Medical Insurance and Medical Costs: Medical insurance for an individual will cost about $150.00 to $200.00 per month, although if you're young and healthy you can do without and just go to the public clinic if you get sick (they're free). Your Spanish needs to be good enough for basic communication, and if you're hospitalized you must have someone who isn't sick who can help care for you (the public hospitals don't provide linens, blankets or meals). Medical costs for dental work are really cheap (typically 10% to 15% of what you'd get charged in the US), and just about any medical procedure you can imagine is available on Margarita for 15% to 20% of what you'd pay in the US. If you've got a young family, you'll really see your costs drop.

    • Having a baby by C-section will cost about $2500.00 (all inclusive) for a 2 day stay at a good private hospital.
    • Having a baby naturally would cost about $1000.00 (all inclusive) for a 2 to 3 day stay at a g

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