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Case Upon - Process Visa/Master Card Transacations Directly with Visa/Master Card; Cut Out The Middle Man
"The opposite of love is not hate, it's indifference. The opposite of art is not ugliness, it's indifference. The opposite of faith is not heresy, it's indifference. And the opposite of life is not death, it's indifference." — Elie Wiesel, French-American writer and 1986 Nobel Peace Prize winnerJack and Elizabeth are in their mid seventies and love life. They had fulfilling careers and raised three children who now have families of their own. There aren't enough hours in the day for all they like to do. Walking, swimming, traveling, volunteer work, community service club activities, family gatherings
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accounta
A white paper supports PR, marketing and sales because it works for all levels of decision makers. Engineers and executives may not be too impressed by brochures, but they are impressed by well-written white papers. (The same thing goes for trade journal articles more about that in a subsequent piece.)Good white papers sell products because they pack a lot of useful information into a clear and readable structure. Warning -- dont take any old brochure or product brief, print it on 8-1/2x11" paper and call it a white paper. Decision-makers hate that, dont let this be you! Good marketing white papers c
Overspending is inherent within the traditional merchant service channels. To prevent overspending, Visa and Master Card suggest getting rid of the traditional channel. When Visa and Master Card began, they created ISOs and MSPs to advertise, but now everyone knows who Visa and Master Card are, and they do not need advertising. These sales organizations created excess spending and added no real value to the businesses. In the beginning, these sales organizations allowed Visa and Master Card to get their services distributed; now Visa and Master Card are global monopolies and no longer need these types of sales channels. This problem has grown out of control; businesses are going under, financially being destroyed by these sales organizations.
Approximately 14 million businesses in America alone accept credit cards; they are forced to accept credit cards because of the increase in cardholders. This results in annual overcharges of approximately 100 billion dollars.
ISOs/MSPs charge every business a percentage and transactions fees on top of what Visa and Master Card charge, along with fees that are not visible. Every time an error is processed, a business pays a higher rate for that transaction than what they were promised. Different types of cards are charged different rates. Many businesses do not ask/know what rates they are being charged for a corporate credit card, signature card, rewards card, or a debit card.
Visa and Master Cards are the bank associations. The bank association is a hollow shell which holds issuing banks and acquiring banks. Issuing banks issue credit cards. Acquiring banks process or fund all transactions; they are Visa and Master Card’s processing center.
As a business owner, I would rather pay wholesale processing versus retail processing. What is the difference between wholesale versus retail credit card processing? What makes up retail pricing is wholesale plus traditional merchant channel charges and extra hidden fees. Wholesale pricing is Interchange / Dues - this is paid to the issuing banks for issuing the credit cards. Assessment fees - this is the portion of the discount fee that is paid directly to Visa and Master Card. Processing - this is paid to the acquiring banks for processing and funding all transactions. Where does your business stand in today's global market, are you paying wholesale or retail to process your credit card transactions? Visa and Master Card are now working directly with a portfolio manager to help cut this incredible amount of overspending.
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accountab
Talking about death with a stranger can be an interesting experience, especially when the stranger is a lawyer and you are writing out your will.On our first visit with the lawyer my wife and I didn’t know what to expect. We knew she specialized in estate planning, so we felt comfortable with her talent and expertise, but the weight of discussing our inevitable deaths made us uneasy, even while sitting in that comfortably decorated conference room.We expected the situation to begin with the scripted, “Heaven forbid something were to happen to you…,” but our lawyer’s approach was different.aditional merchant service channels. To prevent overspending, Visa and Master Card suggest getting rid of the traditional channel. When Visa and Master Card began, they created ISOs and MSPs to advertise, but now everyone knows who Visa and Master Card are, and they do not need advertising. These sales organizations created excess spending and added no real value to the businesses. In the beginning, these sales organizations allowed Visa and Master Card to get their services distributed; now Visa and Master Card are global monopolies and no longer need these types of sales channels. This problem has grown out of control; businesses are going under, financially being destroyed by these sales organizations.
Approximately 14 million businesses in America alone accept credit cards; they are forced to accept credit cards because of the increase in cardholders. This results in annual overcharges of approximately 100 billion dollars.
ISOs/MSPs charge every business a percentage and transactions fees on top of what Visa and Master Card charge, along with fees that are not visible. Every time an error is processed, a business pays a higher rate for that transaction than what they were promised. Different types of cards are charged different rates. Many businesses do not ask/know what rates they are being charged for a corporate credit card, signature card, rewards card, or a debit card.
Visa and Master Cards are the bank associations. The bank association is a hollow shell which holds issuing banks and acquiring banks. Issuing banks issue credit cards. Acquiring banks process or fund all transactions; they are Visa and Master Card’s processing center.
As a business owner, I would rather pay wholesale processing versus retail processing. What is the difference between wholesale versus retail credit card processing? What makes up retail pricing is wholesale plus traditional merchant channel charges and extra hidden fees. Wholesale pricing is Interchange / Dues - this is paid to the issuing banks for issuing the credit cards. Assessment fees - this is the portion of the discount fee that is paid directly to Visa and Master Card. Processing - this is paid to the acquiring banks for processing and funding all transactions. Where does your business stand in today's global market, are you paying wholesale or retail to process your credit card transactions? Visa and Master Card are now working directly with a portfolio manager to help cut this incredible amount of overspending.
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accounta
Many small and mid-sized business owners are under the impression that the Six Sigma Process is not for them as it has a reputation to cost a prohibitive amount of money for companies of their size. Though this was true when the original Six Sigma Process came to be, as it continues to grow and evolve, many smaller companies are now quite capable of affording to implement the latest development of its strategy.This more affordable Six Sigma Process is commonly called Generation III. It has been developed specifically for small to mid-sized companies who are seeking to improve their profitability th
ISOs/MSPs charge every business a percentage and transactions fees on top of what Visa and Master Card charge, along with fees that are not visible. Every time an error is processed, a business pays a higher rate for that transaction than what they were promised. Different types of cards are charged different rates. Many businesses do not ask/know what rates they are being charged for a corporate credit card, signature card, rewards card, or a debit card.
Visa and Master Cards are the bank associations. The bank association is a hollow shell which holds issuing banks and acquiring banks. Issuing banks issue credit cards. Acquiring banks process or fund all transactions; they are Visa and Master Card’s processing center.
As a business owner, I would rather pay wholesale processing versus retail processing. What is the difference between wholesale versus retail credit card processing? What makes up retail pricing is wholesale plus traditional merchant channel charges and extra hidden fees. Wholesale pricing is Interchange / Dues - this is paid to the issuing banks for issuing the credit cards. Assessment fees - this is the portion of the discount fee that is paid directly to Visa and Master Card. Processing - this is paid to the acquiring banks for processing and funding all transactions. Where does your business stand in today's global market, are you paying wholesale or retail to process your credit card transactions? Visa and Master Card are now working directly with a portfolio manager to help cut this incredible amount of overspending.
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accounta
In pursuit of a paid model for content, many businesses offer newsletters for a fee or ebooks. These models offer pros and cons. Some organizations send out two newsletters: fee and free. The free version has the basic, watered-down contents found in the fee version to entice readers into wanting more and paying for it. But is it worth the time and energy to do this?Ebooks are also a way for businesses to make money. But do they sell when it’s been proven that people prefer reading printed copy to electronic text? Read on to hear from several experts in the field about what people are willing to pay
As a business owner, I would rather pay wholesale processing versus retail processing. What is the difference between wholesale versus retail credit card processing? What makes up retail pricing is wholesale plus traditional merchant channel charges and extra hidden fees. Wholesale pricing is Interchange / Dues - this is paid to the issuing banks for issuing the credit cards. Assessment fees - this is the portion of the discount fee that is paid directly to Visa and Master Card. Processing - this is paid to the acquiring banks for processing and funding all transactions. Where does your business stand in today's global market, are you paying wholesale or retail to process your credit card transactions? Visa and Master Card are now working directly with a portfolio manager to help cut this incredible amount of overspending.
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accounta
My day-trading journey began after I purchased a stock trading course. I followed the course outline and traded stocks in hopes of cashing in on the roaring 90’s. When the stock market corrected in 2000, I couldn't pay the continuous marginals and consequently lost all my money, approx $200K!About 5 years later, I was ready to jump back in the game. This time trading Foreign currencies, the biggest trading market in the world. I purchased the 4XMade Easy software (with the green and red arrows) for a heft three grand. In addition I paid a monthly live feed and demo traded for over 2 years but cou
A portfolio manager for Visa and Master Card will audit businesses statements allowing them to see how much they are currently spending over wholesale. As a result, this provides an in-depth analysis on three months of merchant statements. This analysis tells: what is being charged and how it affects overhead, what wholesale pricing truly is, and what net savings a business gains when accepted into this portfolio.
The benefit of working with a portfolio manager equals wholesale rates versus retail rates on Visa and Master Card processing. Businesses gain the buying power of a larger business group by being in a portfolio. A portfolio manager provides accountability by providing periodic performance reviews to confirm client savings. A portfolio manager has proven they have been able to eliminate an average of 15% to 45% in overall processing charges. They are presently working with businesses in 46 states and growing rapidly. They work directly with the acquiring bank and have the highest performing portfolio in the industry as a whole. Their turn over rate is 0%. The reason for this incredible turn over rate percentage is, businesses do not need to look beyond what they will receive from a portfolio manager. The business is receiving wholesale rates directly from Visa and Master card. Most traditional merchant service channels have a 16% to 20% turnover rate each month.
I suggest checking into a protfolio manager, to manager your online or offline credit card processing. What will your savings be?
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